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India’s National Payments Corporation of India (NPCI) and fintech firm Razorpay have partnered with Microsoft-backed OpenAI to launch a pilot project that enables users to make payments on ChatGPT using the country’s Unified Payments Interface (UPI). (Image by Franz Bachinger from Pixabay)
On 10 October 2025, India’s NPCI and Razorpay, with OpenAI, launched a pilot for AI-powered payments on ChatGPT using UPI. The project tests how users can safely complete transactions, starting with Bigbasket, with Axis Bank and Airtel Payments Bank as partners, using agentic AI and Reserve Pay.